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Tim Cestnick enjoys a reputation as one of Canada’s most respected experts and public speakers in the area of tax and personal finance. Widely recognized for his in-depth knowledge, dynamic speaking style, common sense approach and extensive national media exposure, Tim successfully combines business experience, professional credentials and a unique sense of humour to entertain and inform his many audiences....

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A Voluntary Disclosure (VD) will allow you to come clean if you've been cheating on your taxes. By filing a VD, you'll avoid penalties and prosecution (up to 5 years in the slammer). Be careful, however. A VD can also open up a can of...
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